Pension reform in Uruguay: what's being debated in 2026

Retirement is back at the center of the debate. The 2023 pension reform changed core rules, and in 2026 the new government opened a review. Since it's still a discussion and not a new law, here we separate what already applies from what is only being proposed.

What applies today (the 2023 reform)

Law 20.130 created a new common pension system and, among other changes, set a gradual rise of the minimum retirement age toward 65 for much of the workforce, with a transition period. That's the framework in force:

What's being discussed in 2026

In April 2026 the government announced an intention to review that reform to “correct inequities” and restore flexibility: the idea is to account for job wear, low income and long working lives rather than age alone. It's a proposal that must be discussed with parties, unions and employers before becoming a bill.

Important: it isn't law yet

Nothing under discussion changes your retirement conditions for now. Until Parliament passes a new rule, what the 2023 reform established still applies. Be wary of “definitive” figures or dates circulating before approval. For your specific case, the reference is BPS:

What you can do now

Beyond the debate, the useful thing is to know your real situation: check your work history at BPS, look at the contribution years you've accrued, and simulate different retirement scenarios. That way any future change finds you informed and not relying on rumors.

At a glance

In short: what applies is the 2023 reform; what's on the table in 2026 is a review under discussion, with no law yet. Stay calm, check your work history at BPS, and follow updates through official sources.