Working via apps (delivery, rides): how to go formal and pay taxes
If you deliver, drive or do gigs through platforms, you're almost always an independent worker: you must register and contribute. How to do it simply with Monotributo or a unipersonal. With official sources.
More and more people earn money through apps: delivery, rides, freelance gigs. The recurring question is the same: “do I have to pay anything?” Generally yes, because the platform isn't your employer: you work for yourself. The good news is going formal can be cheap and simple. Here's how.
Generally, you're an independent worker
In most cases, platform workers aren't employees: the app doesn't pay you a salary or withhold contributions like an employer. That means you're the one who must register with BPS and DGI and contribute for your activity. Not doing so leaves you informal and without coverage.
Your two paths: Monotributo or a unipersonal
For small activities there are two common frameworks, and the choice depends mainly on your income level and the type of activity:
- Monotributo: a single, low contribution covering taxes and social security; ideal for small ventures that meet the caps and conditions.
- Sole proprietorship (general regime): for when you exceed the Monotributo limits or your activity doesn't qualify; you pay VAT/IRPF or the applicable regime plus BPS contributions.
How to register (in a few steps)
Signing up today is mostly online and quick:
- Choose your framework (Monotributo or unipersonal) based on income and activity.
- Register with BPS and DGI (Monotributo registration starts online).
- Start contributing monthly under the chosen regime.
- If you want health coverage (FONASA), check the conditions to include it.
Why being formal pays off
Contributing isn't just compliance: it earns you rights. You add years toward retirement, can access health coverage, sick-leave benefits and other prestaciones, and can invoice legally (something many platforms and clients are starting to require). Informality saves money today but leaves you without a safety net tomorrow.
At a glance
| Question | Answer |
|---|---|
| Am I an employee of the app? | Usually not: independent |
| Must I register? | Yes, with BPS and DGI |
| Simplest regime? | Monotributo (if you meet the caps) |
| What do I gain? | Pension, health, legal invoicing |
In short: if you work via apps, you're most likely independent and must go formal. Start with Monotributo if you qualify; otherwise, a unipersonal. Check current caps and conditions with BPS and DGI.